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CITY

Select a City: No Preference Agness Albany Aloha Alsea Alvadore Amboy Amity Appleton Arch Cape Ariel Arlington Ashland Astoria Athena Aumsville Aurora Azalea Baker City Bandon Banks Bates Battle Ground Bay Center Bay City Beaver Beavercreek Beaverton Bend Bickleton Bingen Birkenfeld Blachly Blue River Boardman Boring Brightwood Brookings Brownsville Brush Prairie Buxton Bz Corner Camas Camas Valley Canby Cannon Beach Canyon City Canyonville Cape Meares Carlton Carson Cascade Locks Cascadia Castle Rock Cathlamet Cave Junction Centerville Centralia Charleston Chehalis Chemult Cheshire Chiloquin Christmas Valley Cinebar Clackamas Clatskanie Cloverdale Coburg College Place Colton Columbia City Condon Cook Coos Bay Coquille Corbett Cornelius Coronodo Shores Corvallis Cottage Grove Cougar Cove Crescent Crescent Lake Creswell Crooked River Culp Creek Culver Dallas Dallesport Damascus Days Creek Dayton Dayville Deadwood Deer Island Depoe Bay Detroit Dexter Dillard Donald Dorena Drain Dufur Dundee Durkee Eagle Creek Eagle Point Echo Elgin Elkton Elmira Elsie Enterprise Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Fort Rock Fossil Foster Gales Creek Gardiner Garibaldi Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Gleneden Gleneden Beach Glenwood Glide Gold Beach Gold Hill Goldendale Government Camp Grand Ronde Granite Grants Pass Grass Valley Grays River Gresham Haines Halfway Halsey Hammond Happy Valley Harrisburg Hebo Helix Heppner Hermiston Hillsboro Home Valley Hood River Hubbard Huntington Husum Idanha Idleyld Park Ilwaco Imnaha Independence Ione Irrigon Island City Jacksonville Jamieson Jasper Jefferson Jewell John Day Joseph Junction City Kalama Keizer Kelso King City Klamath Falls Klickitat Knappa La Center La Grande La Pine Lafayette Lake Oswego Lakeside Lakeview Langlois Leaburg Lebanon Lexington Lincoln City Logsden Long Beach Long Creek Longview Lorane Lostine Lowell Lyle Lyons Madras Manning Manzanita Mapleton Marcola Maupin Mckenzie Bridge Mcminnville Meacham Medford Mill City Milton Freewater Milwaukie Mist Mitchell Molalla Monmouth Monroe Monument Mosier Mt. Angel Mt. Vernon Mulino Murdock Murphy Myrtle Creek Myrtle Point Nahcotta Naselle Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Bonneville North Plains North Powder Noti Oakland Oakridge Oakville Ocean Park Oceanside Odell Ophir Oregon City Otis Otter Rock Pacific City Parkdale Pendleton Philomath Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prairie City Prineville Rainier Raymond Redmond Reedsport Rhododendron Richland Rickreall Riddle Ridgefield Rockaway Beach Rogue River Roosevelt Rosburg Roseburg Rufus Ryderwood Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Seaview Sedro-woolley Selma Seneca Sheridan Sherwood Siletz Silver Creek Silver Lake Silverton Sisters Sixes Skamania Snowden South Beach Spokane Springfield St. Helens St. Paul Stanfield Stayton Stevenson Sublimity Summerville Sumpter Sunriver Sutherlin Svensen Sweet Home Swisshome Tangent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Tolovana Park Toutle Trail Trout Lake Troutdale Tualatin Turner Tygh Valley Umatilla Umpqua Underwood Union Unity Unknown Vancouver Veneta Vernonia Vida Wahkiacus Waldport Walla Walla Wallowa Wallowa Lake Walterville Walton Wamic Warren Warrenton Wasco Washougal Welches West Linn Westfir Westlake Weston Westport Wheeler White Salmon Willamina Wilsonville Winchester Winchester Bay Winlock Winston Wishram Wood Village Woodburn Woodland Yachats Yacolt Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ADDRESS

Street Number: Street Name:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adams Agness Albany Allegany Aloha Alsea Amity Arlington Ashland Astoria Aumsville Aurora Azalea Baker City Bandon Banks Battle Ground Bay City Beaver Beavercreek Beaverton Bend Birkenfeld Blachly Blodgett Blue River Boardman Boring Brightwood Broadbent Brookings Brooks Brownsville Brush Prairie Burns Buxton Camas Camas Valley Canby Cannon Beach Canyonville Cape Meares Carlton Cascade Locks Cascadia Cave Junction Central Point Charleston Cheshire Clackamas Clatskanie Cloverdale Coburg Colton Columbia City Condon Coos Bay Coquille Corbett Cornelius Corvallis Cottage Grove Cove Crescent Crescent Lake Creswell Crooked River Culp Creek Culver Dallas Damascus Days Creek Dayton Deadwood Deer Island Depoe Bay Detroit Dexter Donald Dorena Drain Dufur Dundee Durham Eagle Creek Eagle Point Echo Elgin Elkton Elmira Elsie Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Gales Creek Gardiner Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Glenwood Glide Gold Beach Government Camp Grand Ronde Grants Pass Grass Valley Gresham Haines Halsey Hammond Happy Valley Harrisburg Hebo Heppner Hermiston Hillsboro Hines Hood River Hubbard Idanha Idleyld Park Imnaha Independence Ione Irrigon Island City Jacksonville Jasper Jefferson Jewell Junction City Keizer King City La Grande La Pine Lafayette Lake Oswego Lakeside Langlois Leaburg Lebanon Lexington Lincoln City Long Creek Lorane Lowell Lyons Madras Manning Manzanita Mapleton Marcola Maupin Maywood Park Mckenzie Bridge Mcminnville Merlin Metolius Mill City Milwaukie Mist Molalla Monmouth Monroe Moro Mosier Mt. Angel Mulino Myrtle Creek Myrtle Point Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Plains North Powder Noti Nyssa O'brien Oakland Oakridge Oceanside Odell Ophir Oregon City Otis Otter Rock Pacific City Parkdale Pendleton Philomath Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prescott Prineville Prospect Rainier Redmond Reedsport Rhododendron Rickreall Riddle Rockaway Beach Rogue River Roseburg Rufus Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Selma Shady Cove Shedd Sheridan Sherwood Siletz Silverton Sisters Sixes South Beach Springdale Springfield St. Helens St. Paul Stanfield Stayton Sublimity Sunriver Sutherlin Sweet Home Swisshome Talent Tangent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Troutdale Tualatin Turner Tygh Valley Umatilla Umpqua Union Vancouver Veneta Vernonia Vida Waldport Walton Wamic Warren Warrenton Wasco Washougal Welches Wemme West Linn Westfir Westlake Westport Wheeler Wilderville Willamina Williams Wilsonville Winchester Winchester Bay Winston Wood Village Woodburn Yachats Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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Selling a Home in a Buyer's Market

Although home appreciation has leveled off in most all markets, sellers can still get good prices for their homes. The sale may take a bit longer, but a little creativity can help sellers move homes without having to drop the price.

The Melinda Morgan Team offer the following suggestions for sellers who want to speed the process:

Price Your Home According to the Current Market. Just because a house comparable to yours sold for a very high price last year does not mean you will be able to realize the same price when selling your home now. When the market is dropping like it is today you may want to consider forward pricing your home...meaning price it at what the market value would be if was still on the market 3-6 months from the day you listed it (the average days on market these days). That way you sell faster but yet still get what you will most likely end up getting had you left it on the market for 3-6 more months. This is especially helpful the house is vacant and you are paying for a mortgage as you will end up saving several months worth of mortgage payments. Contact us today for a free, no obligation Current Market Value (CMV) of your home.

Be Thankful for Appreciation. While price appreciation has slowed to a halt or decreased in recent months it is important to look realistically at the financial gains you have made over the years you have owned your home. According to the National Association of REALTORS^®, over the last six years the median sales price of a single-family existing home in the U.S. appreciated 7.6 percent annually.

Make Your Home More Marketable. When a buyer sees your house for the first time, a critical first impression is made. If applicable, maximize curb appeal by trimming trees and planting flowers. A fresh exterior coat of paint might also prove valuable. Consider neutral colors for interior walls and carpets. Dark colors on walls, along with unnecessary clutter, make rooms look smaller.

Conduct a Full Home Inspection. If repairs are required, it is a good idea to go ahead and fix the problems. Potential buyers will cast an extremely critical eye over your home and, in a situation when more houses are available on the market, they may take a pass on a home that needs too many repairs. Be sure to have the home inspection report available for prospective buyers itemizing all of the repairs that have been made and the associated cost for each. Doing the repairs ahead of time will also show the potential buyer that you have cared for your home and make them feel more confident in purchasing it.

Offer a  Home Protection Plan. Homes with home warranties sell 15% faster, sell for a price 2.2% higher and are 29% more likely to sell.* With so many homes for sale in the real estate market, you need a competitive edge. A Home Protection Plan gives you that, while offering convenient, dependable service when you need it most — helping to protect you from the expense, hassle and frustration of unexpected covered home repairs while your home is on the market. A Home Protection Plan also applies to the home once sold, alleviating the hassle of home repair for the buyer. You can differentiate your home from others in your neighborhood by having your agent advertise the fact on your flyers and in the MLS system. Ask The Melinda Morgan Team for details.

Offer a "Seller's Contribution." A seller can sweeten the deal by offering assistance to the buyer in ways that do not require lowering the asking price. These tactics can help your home to stand out from the crowd. For example:

· Offer to buy down the interest rate on the buyer's mortgage.

· Offer to pay a portion of the closing costs.

· Cover the buyer's mortgage payments for up to the first six months. Depending upon the size of the mortgage, the buyer can save several thousand dollars and the seller still gets the original asking price for the home. It is generally more financially advantageous to do this than dropping the asking price by $30-, $20- or even just $10,000.

· Many condos and houses across the country belong to homeowners' associations that require annual dues. Paying the first year's fees could be a big incentive to a buyer nearing the limit of his or her liquid assets.

· Offer to pay off a buyer's bills. According to Realty Times, some loan programs allow sellers to pay off the credit card debt or auto loans of the buyer which will help him or her qualify for a better mortgage and prevent the need to buy a smaller, less expensive house.

Don't Worry. Properly priced homes that stand out from the competition are selling and demand for homes is still at historical highs. Speak to The Melinda Morgan Team to find out how long an appropriately priced home is expected to remain on the market in your area.

*Just the Facts, 2003

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