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CITY

Select a City: No Preference Aberdeen Adams Agness Albany Aloha Amboy Amity Appleton Arch Cape Ariel Arlington Ashland Astoria Athena Aumsville Aurora Azalea Baker City Bandon Banks Bates Battle Ground Bay Center Bay City Beaver Beavercreek Beaverton Bend Bingen Birkenfeld Blachly Black Butte Ranc Blue River Boardman Bonanza Boring Brightwood Brinnon Broadbent Brookings Brownsville Brush Prairie Buckley Burns Buxton Bz Corner Camas Camas Valley Canby Cannon Beach Canyon City Canyonville Cape Meares Carlton Carson Cascade Locks Cascadia Castle Rock Cathlamet Cave Junction Centerville Central Point Centralia Chehalis Cheshire Chiloquin Christmas Valley Clackamas Clatskanie Cloverdale Coburg College Place Colton Columbia City Condon Cook Coos Bay Coquille Corbett Cornelius Coronodo Shores Corvallis Cottage Grove Cougar Cove Crawfordsville Crescent Crescent Lake Creswell Crooked River Crow Culver Dallas Dallesport Damascus Days Creek Dayton Dayville Deadwood Deer Island Depoe Bay Dexter Dillard Donald Dorena Drain Dufur Dundee Durkee Eagle Creek Eagle Point Echo Eddyville Elgin Elkton Elmira Elsie Enterprise Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Fossil Foster Gales Creek Gardiner Garibaldi Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Gleneden Gleneden Beach Glenwood Glide Gold Beach Gold Hill Goldendale Government Camp Grand Ronde Granite Grants Pass Grass Valley Gresham Haines Halfway Halsey Hammond Happy Valley Harrisburg Hebo Helix Heppner Hereford Hermiston Hillsboro Hines Home Valley Hood River Hoquiam Hubbard Huntington Husum Idleyld Park Ilwaco Imbler Imnaha Independence Ione Irrigon Island City Jacksonville Jasper Jefferson Jewell John Day Joseph Junction City Kalama Keizer Kelso Kimberly King City Klamath Falls Klickitat Knappa La Center La Grande La Pine Lacey Lafayette Lake Oswego Lakeside Lakeview Langlois Leaburg Lebanon Lexington Lincoln City Logsden Long Beach Long Creek Longview Lorane Lostine Lowell Lyle Lyons Madras Manning Manzanita Mapleton Marcola Maupin Mckenzie Bridge Mcminnville Meacham Medford Merlin Mill City Milton Freewater Milwaukie Mist Molalla Monmouth Monroe Monument Moro Mosier Mossyrock Mt. Angel Mt. Vernon Mulino Murdock Murphy Myrtle Creek Myrtle Point Nahcotta Naselle Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Bonneville North Plains North Powder Noti Oak Grove Oakland Oakridge Ocean Park Oceanside Odell Olympia Onalaska Ontario Oregon City Otis Otter Rock Oxbow Oysterville Pacific City Parkdale Paulina Pendleton Philomath Phoenix Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prairie City Prineville Prospect Rainier Redmond Reedsport Rhododendron Richland Rickreall Riddle Ridgefield Ritter Rockaway Beach Rogue River Roosevelt Rose Lodge Roseburg Ryderwood Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Seaview Selma Seneca Shady Cove Shedd Sheridan Sherwood Siletz Silver Creek Silver Lake Silverton Sisters Sixes Skamania Snowden South Beach Spray Springfield St. Helens St. Paul Stanfield Starkey Stayton Stevenson Sublimity Summerville Sumpter Sunriver Sutherlin Svensen Sweet Home Swisshome Talent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Tolovana Park Toutle Trout Lake Troutdale Tualatin Turner Tygh Valley Ukiah Umatilla Umpqua Underwood Union Unity Unknown Vader Vancouver Veneta Vernonia Vida Waldport Walla Walla Wallowa Wallowa Lake Walterville Wamic Warren Warrenton Washougal Welches West Linn Westfir Westlake Weston Westport Wheeler White City White Salmon Wilbur Willamina Williams Wilsonville Winchester Winchester Bay Winlock Winston Wishram Wood Village Woodburn Woodland Yachats Yacolt Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ADDRESS

Street Number: Street Name:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adams Agness Albany Allegany Aloha Alsea Amity Arlington Ashland Astoria Aumsville Aurora Azalea Baker City Bandon Banks Battle Ground Bay City Beaver Beavercreek Beaverton Bend Birkenfeld Blachly Blodgett Blue River Boardman Boring Brightwood Broadbent Brookings Brooks Brownsville Brush Prairie Burns Buxton Camas Camas Valley Canby Cannon Beach Canyonville Cape Meares Carlton Cascade Locks Cascadia Cave Junction Central Point Charleston Cheshire Clackamas Clatskanie Cloverdale Coburg Colton Columbia City Condon Coos Bay Coquille Corbett Cornelius Corvallis Cottage Grove Cove Crescent Crescent Lake Creswell Crooked River Culp Creek Culver Dallas Damascus Days Creek Dayton Deadwood Deer Island Depoe Bay Detroit Dexter Donald Dorena Drain Dufur Dundee Durham Eagle Creek Eagle Point Echo Elgin Elkton Elmira Elsie Estacada Eugene Fairview Fall Creek Falls City Florence Forest Grove Gales Creek Gardiner Gaston Gates Gearhart Gervais Gilchrist Gladstone Glendale Glenwood Glide Gold Beach Government Camp Grand Ronde Grants Pass Grass Valley Gresham Haines Halsey Hammond Happy Valley Harrisburg Hebo Heppner Hermiston Hillsboro Hines Hood River Hubbard Idanha Idleyld Park Imnaha Independence Ione Irrigon Island City Jacksonville Jasper Jefferson Jewell Junction City Keizer King City La Grande La Pine Lafayette Lake Oswego Lakeside Langlois Leaburg Lebanon Lexington Lincoln City Long Creek Lorane Lowell Lyons Madras Manning Manzanita Mapleton Marcola Maupin Maywood Park Mckenzie Bridge Mcminnville Merlin Metolius Mill City Milwaukie Mist Molalla Monmouth Monroe Moro Mosier Mt. Angel Mulino Myrtle Creek Myrtle Point Nehalem Neotsu Neskowin Netarts Newberg Newport North Bend North Plains North Powder Noti Nyssa O'brien Oakland Oakridge Oceanside Odell Ophir Oregon City Otis Otter Rock Pacific City Parkdale Pendleton Philomath Pilot Rock Pleasant Hill Port Orford Portland Powell Butte Powers Prescott Prineville Prospect Rainier Redmond Reedsport Rhododendron Rickreall Riddle Rockaway Beach Rogue River Roseburg Rufus Salem Sandy Scappoose Scio Scotts Mills Scottsburg Seal Rock Seaside Selma Shady Cove Shedd Sheridan Sherwood Siletz Silverton Sisters Sixes South Beach Springdale Springfield St. Helens St. Paul Stanfield Stayton Sublimity Sunriver Sutherlin Sweet Home Swisshome Talent Tangent Tenmile Terrebonne The Dalles Tidewater Tigard Tillamook Tiller Timber Toledo Troutdale Tualatin Turner Tygh Valley Umatilla Umpqua Union Vancouver Veneta Vernonia Vida Waldport Walton Wamic Warren Warrenton Wasco Washougal Welches Wemme West Linn Westfir Westlake Westport Wheeler Wilderville Willamina Williams Wilsonville Winchester Winchester Bay Winston Wood Village Woodburn Yachats Yamhill Yoncalla Choose a property type: Residential Multifamily Land Farms Commercial

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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How is the Real Estate Market?

As a Realtor I’m always getting the question – How is the Real Estate Market? And since the big ‘bubble” popped, I’m getting it more than ever. Is now a good time to buy? Should we wait? What should we do?

Honestly, it’s really up to you and your family to decide but here are a few points to consider: Falling Mortgage Rates. Mortgage rates are already at their lowest level in 50 years and banks are willing to lock these rates for the next 30 years! Home Prices are Down. Right now I’m seeing homes that were selling for $600K+, a year or two ago, now selling in the $400K+ range. I saw a house recently advertised in the Beaverton area that was around 3400 sqft, granite countertops, cherry cabinets, nice neighborhood etc. for around $280K. In 2005 you couldn’t get much for under $100K in the Portland area but lately I’ve seen SEVERAL places available under $100K including new construction homes. House values seem to have rolled back to early 2004 prices (before the boom). Housing selection is Plentiful. The number of homes on the market continues to escalate. Sellers are flexible with terms. It’s a known buyer’s market! Current First-Time Home Buyer Tax Credit. Homes purchased after January 1, 2009 and before December 1, 2009 are eligible for a tax credit up to $8000. More Buying Power. With housing prices and interest rates hitting historical lows you have the potential to buy property that might have been out of your range in years past. Possibility to Buy in a Better Location. When the number of homes on the market continues to increase, so does the potential to find a more affordable, quality home in a desirable location. Huge Pent-Up Demand. There are many renters on the fence as far as buying vs. renting. It will be interesting to see what happens in the next few months with those renters. With an increase of renters due to foreclosed homes, it’s a property manager’s market. Expect rent to increase and getting a decent place hard to come by. That coupled with the many tax advantages to owning vs. renting (i.e. Tax deductions on mortgage interest, mortgage insurance, interest on home equity financing, property taxes and more) I think we’ll see a new set of buyers in the market. Federal Reserve Action Plan. Simply put –the Central Bank is pouring money into the system. The Stimulus Plan. Just to name TWO possible programs: 1) Payroll tax deduction adding dollars to the economy. 2) $8,000 tax credit, with a no repay clause.

Is now a good time to buy? You be the judge. My take: If I were a 1^st time home buyer (haven’t owned a home in last 3 years) I know I would totally scrape up anything I could to purchase a house or condo in order to take advantage of that $8000 tax credit. In the past week alone, I’ve come across some doosies. I would love to pass the deals to somebody I know.  As an investor, I would want a property in one or two of the areas that have felt the biggest decline and rent it out while it goes back up in value. I predict a big influx of renters due to those that lost their homes to foreclosure. These families will have to live somewhere while their credit takes 5-7 years to be repaired.

My last .02 cents…I just find it ironic that when it’s a “hot” market everyone wants to buy, nobody really questions it. It just seems like the popular thing to do. And now when the market is so ripe for buyers, house prices are down – some people are afraid to buy since we ‘don’t know what’s going to happen in this crazy economy’ ya da ya da ya  da. I can sort of understand it but my finance teacher’s voice is echoing in my head – Buy low – sell high. J

If you would like to keep your finger on the pulse of the real estate market, sign up on my search engine for listings to be automatically sent to you on a regular basis (for free). Even if you aren’t ready to buy today, it will keep you informed of what is out there. Today I ordered a few more upgrades to the search engine so as soon as the programmers complete my work order you will be able to get a street view as well as Birdseye view of each property in the MLS (great for seeing what the area really looks like…if the place has a backyard etc.) I will be adding more and more features as the months go by so I hope you enjoy! As always, I’m here for any and all of your real estate needs. I give free advice (only if asked) and can show you any property located in Oregon. Feel free to post your questions here or email me.

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